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Making Sense of Insurance With Natasha Gray

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Making Sense of Insurance With Natasha Gray

Discussion about insurance in general. Product liability policy you get with your membership and answers to most frequently asked questions.

Members: 100
Join the Discussion: Apr 17

I have created a form for ALL members to request certificates. You can either fill it out or just follow the format and send an email.

IBN%20Certificate%20Request%20Form.pdf

Discussion Forum

Insurance in Canada

Started by LIVEN TAM Oct 26, 2011.

International Shipping & Insurance 5 Replies

Started by IBN Member Traci Dalrymple. Last reply by IBN Member Traci Dalrymple Feb 9, 2011.

Insurance Basics 22 Replies

Started by IBN Member Natasha, Stratus Ins. Last reply by Kimberly N James Dec 1, 2010.

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Comment by IBN Member Natasha, Stratus Ins on January 28, 2011 at 6:50pm

IBN%20Certificate%20Request%20Form.pdf

 

Above is the form I created to help with requests. And there is no requirement to fill out the form, but you can at least follow the format and just send an email.

Comment by Nieves Rathbun on January 28, 2011 at 4:05pm
Thank you!
Comment by dM, CEO on January 28, 2011 at 3:59pm

Nieves,

 

Thank you for your question. To add an additional insured, please take the following steps:

 

1. Send an email to beauty@stratusins.com

 

2. In the email, request that your insurance certificate be updated to include your additional insured(s). (You get 5 free each year, and then each additional one in a year after that is $25.)

 

3. Include the name, address, contact NAME and contact email for the company you want added as an additional insured. You will get an automated email reply first, then within a few days, you will get the additional insured(s) added.

 

If you have further questions, let us know!

 

dM

Comment by Nieves Rathbun on January 28, 2011 at 3:25pm

How do I put an additional insured on my policy. I have the indie beauty/stratus policy.

 

Thank you.

Comment by Robert Ray on December 13, 2010 at 12:31pm
I appreciate the help, you have been very thorough, informative and patient with me, I just wanted to post this fact. Thanks again. We have not had any problems with our business or claims, but are glad to have a good policy in place. Have a great Christmas. BobRay
Comment by Kim Hinnenkamp on November 2, 2010 at 9:45pm
I just opened up a candle shop and needed renters insurance. We decided to go with allstate. Since we are getting renters insurance we decided to use them for liablity insurance as well. I do have a policy through IBN, is there a way to cancel that policy?

Thank you!
Kim
Comment by IBN Member Natasha, Stratus Ins on September 17, 2010 at 1:30am
Natalja, your renewal is in February, so you will hear from me around December about renewal of your policy.
For those who don't know, Stratus provides insurance to companies that make their products by hand through Indie Beauty Network. Those, who don't make their products by hand or for other reasons can't obtain insurance through IBN, go through Stratus and still get insurance direct.
So back to your question. The rate you have currently supports UP to $50,000 in sales. Nothing happens if you do more, nothing happens when you do less. However, renewal is based on your projection for sales again. So we literally re-visit your account, review sales and products every year and underwrite each account based on that information.
Comment by Natalja Millsap on September 16, 2010 at 9:46pm
I have an Insurance with Stratus that I believe covers me if I make less then $50,000. What happens if I make more? I need to know that for my next renewal.
Thanks
Comment by Cindy Jones on September 16, 2010 at 9:39pm
Natasha, can you explain what the professional liability endorsement option is?
Cindy
Comment by Gina Koller on September 1, 2010 at 1:41pm
Thanks for the information. I will follow up with Stratus.
 

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Lydia Fiedler is IBN's Member & Community Manager. A "crafty girl," Lydia  believes in "Art Unto Others™," meaning she likes to create art and then share it. Connect at Lydia's Profile Page and on Twitter.

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